I GUARANTEE YOU THE LOWEST BOTTOM-LINE COST FOR YOUR MORTGAGE LOAN!

Do you want the best possible price for your mortgage loan, but you're tired of trying to compare fine print and get to the bottom-line difference between the programs offered by various lenders?

I will guarantee you the lowest bottom-line cost on your residential mortgage -the sum total of all rates, points, and fees for the most favorable loan you can qualify for.

I will give you a written Good Faith Estimate (a form required by the federal government to help protect consumers). This Good Faith Estimate will disclose the total cost of your loan. You will also receive another federal form, the Truth in Lending form. Upon approval, you’ll receive a formal, signed commitment letter.

You are welcome to shop other lenders. If you can find a direct lender who will provide you with a Good Faith Estimate, Truth in Lending Form, and a signed commitment letter showing a lower bottom-line cost, bring that Good Faith Estimate to me, and I will either match or beat the other lender's price.

If I can't do that, just show me the HUD from the closed loan and I'll give you $100 cash for your time and trouble!  No matter what happens, you're assured of getting the best price on the best loan.